FZK Vested benefits accounts

The Substitute Occupational Benefit Institution will set up a vested benefits account for you and will manage your vested benefits in order to finance your occupational pension - From the time you leave your old benefits scheme until your reinstatement or until the benefits become payable.

What are vested benefits?

This video explains employers’ duties with respect to occupational pensions.
Subtitles can be activated by clicking on the CC icon at the bottom right of the video.

Services

The Substitute Occupational Benefit Institution can open your personal vested benefits account for you. Our existing account holders have the opportunity of managing their accounts and withdrawing cash.