Cash payout due to retirement

You would like to withdraw your capital?
This is only possible 5 years before the reference age (normal retirement age) is reached.

What do I need to keep in mind in the event of a payout of my vested benefits as a result of retirement?

This video explains what you need to keep in mind if you would like to have your vested benefits paid out when you retire.
Subtitles can be activated by clicking on the CC icon at the bottom right of the video.

Next steps

We need a number of documents from you in order to dissolve your vested benefits account and pay out your retirement capital. The documents we need depend on your account balance at the time of payout. Please select the description that applies to you:

Please send us your details via the online form or send us the following documents:

Signed and completed form Cash payout due to retirement < CHF 20'000.00
Copy of your OASI (AHV/AVS) card
Copy of your identity card or passport
If you are married or in a registered partnership: copy of your spouse’s/partner’s identity card or passport and copy of your marriage certificate / partnership certificate
If you are divorced or your partnership has been dissolved: copy of the complete, legal divorce decree/decree dissolving your partnership

Please send us your details via the online form or send us the following documents:

Completed form Cash payout due to retirement > CHF 20'000.00 with certification of signature (s) (notary, municipality)
Copy of your OASI (AHV/AVS) card
If you are married or in a registered partnership: copy of your marriage certificate / partnership certificate
If you are divorced or your partnership has been dissolved: copy of the complete, legal divorce decree / decree dissolving your partnership and current certificate of civil status (not more than three months old)
If you are single or widowed: current certificate of civil status (not more than three months old)

We may need additional information and documents. We will contact you if this is the case.

Important information

Money from vested benefits accounts cannot be paid out in the form of a pension.
We are obliged to report payments over CHF 5'000.00 to the tax authorities under the regulations.
If you have your residence abroad, source tax will be levied on payments of CHF 1'000.00 or more. (For further questions regarding withholding tax, please contact the Tax Office of the Canton of Zurich)