ALV Unemployment insurance (obligatory)

If you are unemployed and receive a daily allowance from unemployment insurance you must be insured against the risks of disability and death by the Substitute Occupational Benefit Institution.


If you are unemployed and are already insured with another pension scheme, you can request exemption from the contribution obligation. Insured persons receiving daily allowances from unemployment insurance are automatically insured with the Substitute Occupational Benefit Institution for the risks of disability and death.

Request for exemption



Overview of benefits



Stiftung Auffangeinrichtung BVG
Risikoversicherung für Arbeitslose (ALV)
8050 Zürich

+41 41 799 75 75
+41 44 468 23 97

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We will be happy to call you at the desired time to clarify your request - conveniently and free of charge.

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