Video library

Can I voluntarily be insured by the Substitute Occupational Benefit Institution?
This video explains which conditions you must meet in order to be voluntarily insured by the Substitute Occupational Benefit Institution.

What are occupational pensions (BVG)?
In this video we explain occupational pensions as a component of the Swiss social insurance system.

What are the duties of the Substitute Occupational Benefit Institution?
In this video we show you the various tasks of the Substitute Occupational Benefit Institution.

What are vested benefits?
This video explains employers’ duties with respect to occupational pensions.

What do employers have to do when an employee joins or leaves the company?
In this video we explain what employers need to do in these situations.

What do I need to do if I have a new employer?
This video explains what you need to do if you change employers.

What do I need to keep in mind if I accept a new position?
This video explains what you need to bear in mind when you change jobs.

What do I need to keep in mind in the event of a payout of my vested benefits as a result of retirement?
This video explains what you need to keep in mind if you would like to have your vested benefits paid out when you retire.

What information can I find on my account statement?
This video explains which information can be found on your account statement.

What information will I find on my personal statement?
This video explains which information can be found on your personal statement.

What obligations do employers have in relation to occupational pensions?
This video explains employers’ duties with respect to occupational pensions.

What obligations do pension funds have when terminating an affiliation agreement?
This video explains what pension funds are required to do when an affiliation agreement is terminated.

When is a cash payout of my vested benefits prior to retirement possible?
This video explains when it is possible to receive a cash payout of your vested benefits before you retire.

When is an employer able to affiliate with the Substitute Occupational Benefit Institution?
In this video we show you the conditions under which employers may affiliate with the Substitute Occupational Benefit Institution.

When is an employer required to provide its employees with an occupational pension?
In this video we explain which conditions employers must meet in order to provide their employees with an occupational pension.

Why do I have a vested benefits account with the Substitute Occupational Benefit Institution?
This video explains the situations that may result in you having a vested benefits account with the Substitute Occupational Benefit Institution.