Pension solutions for employers

All employers can insure their employees under the standard AN pension plan with the Substitute Occupational Benefit Institution. This guarantees the statutory minimum protection (BVG/LPP mandatory insurance).

Anyone wishing to provide their employees with better than just minimum insurance coverage can opt for the AN Plus pension plan, which can be extended on a voluntary basis. This allows employers to insure their employees even below the entry threshold and allows many employees to obtain a pension in the first place, as well as insurance coverage in the event of disability and death.