11 June 2024

From 1 January 2025: adjustment of risk contributions


The current risk contributions of the Substitute Occupational Benefit Institution are determined based on age and gender. The new risk contributions will be uniform for men and women from 1 January 2025. In addition, there will only be two different age categories:

Age  Risk contribution
18–44   2 %
45–65   4 %

The 0.3% surcharge for accident cover will no longer be charged in future.

This adjustment will greatly simplify and standardise the structure. The vast majority of customers will save costs thanks to this adjustment.

The complete Plan Rules can be found on our website.